Two more fantastic Photo Templates by Catherine of Butterflies and Bluebells.  I think that the blending adds such a professional touch.  They may be purchased HERE.  I completed the layout below in about 15 minutes.  The time consuming part was simply choosing which photos to use!  Just click on the layout for a larger image.  The sunsets were incredible.

How to Make Froggies

Choose an object that has a subtle difference in coloring.  This frog is from a Collection called Cabana by Sheri Johnson.   

This is how I made the frogs that you see in the layout above.  Using Select>Color Range, set the Fussiness to around 74.  Then use the eye dropper to select a color somewhere close to the edge of the frog to achieve a soft outline.  

 By selecting the middle of the frog, I was able to capture more of the image.

Once selected the marching ants will appear, copy and past onto your layout.

I applied a glossy style to the solid frog, whereas I simply used Hue/Saturation>Colorize on the outlined frog.  Products used are from Brandy Murry's Grandparents, Back Porch, SS_Emb_Laurels, SS_EMB_Paper Roses, Sheri Johnson's Cabana and Angela Blanchard's Waters Edge.